Nalc health benefit plan

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NALC HEALTH BENEFIT PLAN FOR EMPLOYEES AND STAFF

Like the overall Encompass Rating System, the Culture & Community Beacon is designed to evolve as metrics are developed and ready for integration. Our partnership with Feedback Labs and Guidestar by Candid, and other partners including Fund for Shared Insight, GlobalGiving, and Keystone Accountability, enables us to launch the first version of this beacon with Constituent Feedback information collected on Candid's site.


Feedback practices have been shown to support better Diversity, Equity, and Inclusion outcomes, an essential area of assessment that we intend to further expand and develop in the future. Feedback Labs has documented several studies which indicate that beyond achieving organizational goals, nonprofits that are attentive and responsive to concerns and ideas raised by beneficiaries establish stronger relationships with the people they serve, promote greater equity, and empower constituents in ways that can help to ensure better long-term outcomes. You can find resources to help nonprofits improve their feedback practices here.

Sours: https://www.charitynavigator.org/ein/541875242

NALC Health Benefit Plan

NY Allergy & Sinus Centers accepts the NALC Health Benefit Plan. Members who are eligible for health benefits are covered through one of the plans listed below with its own eligibility requirements and level of benefits. It is your responsibility to know your benefits and coverage.

  • High Option Plan
  • Consumer Driven Health Plan
  • Value Option Plan

The information we receive may not always have the most accurate and updated benefit coverage. It may be helpful for you to contact your insurance provider’s member services department before coming to see the physician. Know what your individual plan covers before you visit NY Allergy & Sinus Centers.

Contact NALC Health Benefit Plan Member Services by calling the number on the back of your insurance card to verify your benefits and coverage.

What to Ask:

Explain to the representative that you are planning to visit a specialist at NY Allergy & Sinus Centers. 

1. Confirm that we are in-network with your insurance plan.

2. Ask about coverage for:

  • An office visit with a specialist allergist
  • Allergy testing performed in the office
  • Allergy injections and other treatment
  • CT scans
  • Contracted prices for the above services (only if you have a deductible)
  • Prescription coverage

If services are subject to your deductible you may want to request prices for such services.

Be sure to provide our call service agents your insurance identification number and plan when booking an appointment. Also, remember to bring your insurance card to your appointment. Know your policy holder’s name and date of birth in addition to our practice name and the office address in which you are visiting.

For any questions regarding your office visit and insurance, please call us at (212) 686-4448.

Sours: https://www.nyallergy.com/nalc-health-benefit-plan/
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Member benefits

A letter carrierThe union is “U!”

NALC belongs to its members and depends on their active participation to thrive. Members enjoy many benefits and many opportunities to serve their fellow carriers and the community through their participation in union affairs and events.

Below are resources on some of the privileges and benefits of membership in the NALC.

New Member Resources

Letter Carrier Resource Guide

Just joined? Click here for information for our newest members on how to make the most of your NALC membership and letter carrier career.


NALC Health Benefit Plan

HBPImagine having the security of a not-for-profit health insurance plan that was designed for and is run by letter carriers, with comprehensive benefits at an affordable rate? Whether you are a long-time letter carrier or just starting your career, the NALC Health Benefit Plan is a letter carrier’s best choice for health insurance.

NALC Disaster Relief Foundation

HBPThe foundation has been set up to function in two ways: by providing hands-on relief and by receiving donations as a means to offer financial grants.


Mutual Benefit Association

MBA

The United States Letter Carriers Mutual Benefit Association (MBA), founded in 1891, was created for the benefit of NALC members and their families. The MBA is the life insurance division of the NALC. Today, the MBA has more than $224 million of life insurance in force on its members. Insurance plans offered by the MBA are designed to give NALC members and their families the best possible protection for the lowest cost.

CCA Retirement Savings Plan

MBA

NALC CCA Retirement Savings Plan is a retirement income plan designed for City Carrier Assistants (CCA’s) to supplement your pension. You make small payments to the plan while you're young, so you can receive a lifetime of monthly payments after you retire—even if you live to be 200!



Bonus Membership Benefits

Union PlusYour NALC membership comes with extras including access to the Union Plus discount and benefit program, scholarships, education opportunities, the Postal Employees’ Relief Fund (PERF) and many rewarding community service opportunities. Click here for details.

NALC Products

HatThe NALC Store’ Insignia Collection offers wearables, gifts and supplies, union-made and made in the U.S.A., prepared especially for the members of the National Association of Letter Carriers. Check out the products available and show your union pride!

National Convention

ConventionThe NALC prides itself on member participation and governance. Every two years, members elect delegates to its national convention, the union’s supreme governing body. As one of the largest union gatherings, NALC’s biennial convention reflects a broad cross-section of members’ views.

Nalcrest

NalcrestLetter carriers make the best neighbors, especially at NALC’s own retirement community, Nalcrest. Located in Central Florida, midway between Tampa on the Gulf Coast and Vero Beach on the Atlantic Coast, Nalcrest features 500 garden-style apartments arranged in clusters of four to 10 apartments—all on ground level—surrounding two lagoons on the shore of a large, beautiful lake.

At Nalcrest, which just celebrated its 50th anniversary, retirees enjoy many amenities on the site, including an Olympic-size swimming pool, hot tub, shuffleboard, horseshoes, basketball, bocce, miniature golf, tennis, chapel, library and travel club. Residents create all sorts of social and hobby clubs too. Best of all, they enjoy each other’s company. Efficiency, one-bedroom and two-bedroom apartments are available.

NALC Auxiliary

AuxThe National Ladies Auxiliary—forerunner of today's NALC Auxiliary—was established in 1905 by a group of women interested in letter carrier issues because of their relationships as the wives, daughters, mothers and sisters of letter carriers. Their aim was to assist in gaining favorable legislation to provide better working conditions for letter carriers, including laws providing for Sunday closing, shorter work days, sick leave, compensation for injuries received while on duty, salary increases, and annuities for widows and survivors.

Today, the membership has expanded to include both female and male spouses, relatives and friends of letter carriers, but the basic goals of promoting the interests of letter carriers and their families remains the same.

Member Education

AuxThe NALC Education Department provides educational opportunities and training materials for NALC officers, stewards, activists and members. 

Since 2005, NALC has sponsored letter carriers representing each of its 15 regions in the NALC Leadership Academy, an intensive training program to develop the skills effective leaders need.

Scholarships

Aux

NALC members have access to four scholarship funds to assist them financially in pursuing higher education for themselves or their children: the William C. Doherty Scholarship Fund, the John T. Donelon Scholarship Fund, the Costas G. Lemonopoulos Scholarship Trust, and the Union Plus Scholarship Program. 

NALC Apps

Aux

NALC offers two mobile apps for our members.

The NALC Member App includes important updates, workplace resources, legislative tools and more.

The NALC Track Hours App allows real time basic clock ring entries such as “begin tour,” “office and street moves” and “end tour.” It will automatically calculate the number of hours of straight time, overtime and penalty time you should be paid each pay period based on the entries made. 

NALC Group Accidental Death Benefit

NALC provides an Accident Death benefit for all NALC members. The NALC Group Insurance Coverage has been provided since 1985. All active, retired and city carrier assistants of the NALC in good standing are eligible for the benefit. It also includes other non-supervisory postal career service employees. The basic benefit coverage is $5,000 and there is no cost to the members. 

The plan is administered by the MBA. A certificate is provided as part of the NALC welcome packet for new members. 

Join NALC

How to join the union if you aren’t a member yet.

Contact Us

How to contact the right person at NALC to answer a question or handle a problem.

Sours: https://www.nalc.org/member-benefits
USPS Employees: How to Use Checkbook's Guide to Health Plans
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Premium Rates for the Federal Employees Health Benefits Program

FFS (Fee-for-Service/Nationwide Plans)

Nationwide APWU Health Plan - CDHP Self474278.61278.61208.9669.650.00603.66603.66452.75150.910.00
Nationwide APWU Health Plan - CDHP Self & Family475660.58660.58495.44165.140.001431.261431.261073.45357.810.00
Nationwide APWU Health Plan - CDHP Self Plus One476605.53605.53454.15151.380.001311.981311.98983.99327.990.00
Nationwide APWU Health Plan - High Self471345.24351.25244.86106.392.73748.02761.04530.53230.515.91
Nationwide APWU Health Plan - High Self & Family472828.55842.96574.13268.832.531795.191826.411243.95582.465.48
Nationwide APWU Health Plan - High Self Plus One473724.97737.59524.63212.965.451570.771598.111136.70461.4111.80
Nationwide Blue Cross and Blue Shield Service Benefit Plan Basic Option - Basic Self111314.42320.74240.5680.181.58681.24694.94521.21173.733.42
Nationwide Blue Cross and Blue Shield Service Benefit Plan Basic Option - Basic Self & Family112763.52786.42574.13212.2911.021654.291703.911243.95459.9623.88
Nationwide Blue Cross and Blue Shield Service Benefit Plan Basic Option - Basic Self Plus One113706.63720.76524.63196.136.961531.031561.651136.70424.9515.08
Nationwide Blue Cross and Blue Shield Service Benefit Plan FEP Blue Focus - FEP Blue Focus Self131212.58212.58159.4453.140.00460.59460.59345.44115.150.00
Nationwide Blue Cross and Blue Shield Service Benefit Plan FEP Blue Focus - FEP Blue Focus Self & Family132502.70502.70377.03125.670.001089.181089.18816.89272.290.00
Nationwide Blue Cross and Blue Shield Service Benefit Plan FEP Blue Focus - FEP Blue Focus Self Plus One133457.02457.02342.77114.250.00990.21990.21742.66247.550.00
Nationwide Blue Cross and Blue Shield Service Benefit Plan Standard Option - Standard Self104365.03372.33244.86127.474.02790.90806.72530.53276.198.71
Nationwide Blue Cross and Blue Shield Service Benefit Plan Standard Option - Standard Self & Family105862.37888.24574.13314.1113.991868.471924.521243.95680.5730.31
Nationwide Blue Cross and Blue Shield Service Benefit Plan Standard Option - Standard Self Plus One106798.27814.24524.63289.618.801729.591764.191136.70627.4919.06
Nationwide Compass Rose Health Plan - High Self421347.55351.02244.86106.160.19753.03760.54530.53230.010.40
Nationwide Compass Rose Health Plan - High Self & Family422834.13842.47574.13268.34-3.541807.281825.351243.95581.40-7.67
Nationwide Compass Rose Health Plan - High Self Plus One423764.62772.26524.63247.630.471656.681673.231136.70536.531.01
Nationwide Foreign Service Benefit Plan - High Self401287.02292.76219.5773.191.44621.88634.31475.73158.583.11
Nationwide Foreign Service Benefit Plan - High Self & Family402710.02724.22543.17181.053.551538.381569.141176.86392.287.69
Nationwide Foreign Service Benefit Plan - High Self Plus One403696.19710.11524.63185.486.751508.411538.571136.70401.8714.62
Nationwide GEHA Benefit Plan - High Self311349.72349.72244.86104.86-3.28757.73757.73530.53227.20-7.11
Nationwide GEHA Benefit Plan - High Self & Family312876.38876.38574.13302.25-11.881898.821898.821243.95654.87-25.74
Nationwide GEHA Benefit Plan - High Self Plus One313769.39769.39524.63244.76-7.171667.011667.011136.70530.31-15.54
Nationwide GEHA Benefit Plan - Standard Self314250.66250.66188.0062.660.00543.10543.10407.33135.770.00
Nationwide GEHA Benefit Plan - Standard Self & Family315659.40659.40494.55164.850.001428.701428.701071.53357.170.00
Nationwide GEHA Benefit Plan - Standard Self Plus One316538.94538.94404.21134.730.001167.701167.70875.78291.920.00
Nationwide GEHA HDHP - HDHP Self341245.47252.83189.6263.211.84531.85547.80410.85136.953.99
Nationwide GEHA HDHP - HDHP Self & Family342636.18667.99500.99167.007.961378.391447.311085.48361.8317.23
Nationwide GEHA HDHP - HDHP Self Plus One343527.76543.59407.69135.903.961143.481177.78883.34294.448.57
Nationwide GEHA Indemnity Benefit Plan - Elevate Plus Self251301.44316.51237.3879.133.77653.12685.77514.33171.448.16
Nationwide GEHA Indemnity Benefit Plan - Elevate Plus Self & Family252747.57762.53571.90190.633.741619.741652.151239.11413.048.11
Nationwide GEHA Indemnity Benefit Plan - Elevate Plus Self Plus One253693.27707.14524.63182.516.701502.091532.141136.70395.4414.51
Nationwide GEHA Indemnity Benefit Plan - Elevate Self254189.29194.97146.2348.741.42410.13422.44316.83105.613.08
Nationwide GEHA Indemnity Benefit Plan - Elevate Self & Family255530.03545.93409.45136.483.971148.401182.85887.14295.718.61
Nationwide GEHA Indemnity Benefit Plan - Elevate Self Plus One256435.38448.44336.33112.113.27943.32971.62728.72242.907.07
Nationwide MHBP Consumer Option - HDHP Self481291.04305.59229.1976.403.64630.59662.11496.58165.537.88
Nationwide MHBP Consumer Option - HDHP Self & Family482676.28710.09532.57177.528.451465.271538.531153.90384.6318.31
Nationwide MHBP Consumer Option - HDHP Self Plus One483644.08676.28507.21169.078.051395.511465.271098.95366.3217.44
Nationwide MHBP Standard Option - Standard Self454287.19313.04234.7878.266.46622.25678.25508.69169.5614.00
Nationwide MHBP Standard Option - Standard Self & Family455667.41727.48545.61181.8715.021446.061576.211182.16394.0532.54
Nationwide MHBP Standard Option - Standard Self Plus One456661.06720.55524.63195.9230.661432.301561.191136.70424.4966.42
Nationwide MHBP Value Plan - Value Self414213.41223.87167.9055.972.62462.39485.05363.79121.265.66
Nationwide MHBP Value Plan - Value Self & Family415515.75541.02405.77135.256.311117.461172.21879.16293.0513.69
Nationwide MHBP Value Plan - Value Self Plus One416505.65530.43397.82132.616.201095.581149.27861.95287.3213.43
Nationwide NALC Health Benefit Plan - CDHP Self324218.55218.55163.9154.640.00473.53473.53355.15118.380.00
Nationwide NALC Health Benefit Plan - CDHP Self & Family325507.66512.73384.55128.181.271099.931110.92833.19277.732.75
Nationwide NALC Health Benefit Plan - CDHP Self Plus One326482.16482.16361.62120.540.001044.681044.68783.51261.170.00
Nationwide NALC Health Benefit Plan - High Self321336.41343.14244.8698.283.45728.89743.47530.53212.947.47
Nationwide NALC Health Benefit Plan - High Self & Family322760.94776.15574.13202.023.331648.701681.661243.95437.717.22
Nationwide NALC Health Benefit Plan - High Self Plus One323744.10758.98524.63234.357.711612.221644.461136.70507.7616.70
Nationwide NALC Health Benefit Plan - Value SelfKM1179.37179.37134.5344.840.00388.64388.64291.4897.160.00
Nationwide NALC Health Benefit Plan - Value Self & FamilyKM2416.82420.99315.74105.251.05903.11912.15684.11228.042.26
Nationwide NALC Health Benefit Plan - Value Self Plus OneKM3395.70395.70296.7898.920.00857.35857.35643.01214.340.00
Nationwide Panama Canal Area Benefit Plan - High Self431304.60325.92244.4481.485.33659.97706.16529.62176.5411.55
Nationwide Panama Canal Area Benefit Plan - High Self & Family432635.81686.68515.01171.6712.721377.591487.811115.86371.9527.55
Nationwide Panama Canal Area Benefit Plan - High Self Plus One433607.94656.57492.43164.1412.161317.201422.571066.93355.6426.34
Nationwide Rural Carrier Benefit Plan - High Self381368.30375.67244.86130.814.09797.98813.95530.53283.428.86
Nationwide Rural Carrier Benefit Plan - High Self & Family382781.71811.02574.13236.8917.431693.711757.211243.95513.2637.76
Nationwide Rural Carrier Benefit Plan - High Self Plus One383744.21772.12524.63247.4920.741612.461672.931136.70536.2344.93
Nationwide SAMBA Health Benefit Plan - High Self441403.70403.70244.86158.84-3.28874.68874.68530.53344.15-7.11
Nationwide SAMBA Health Benefit Plan - High Self & Family442968.87968.87574.13394.74-11.882099.222099.221243.95855.27-25.74
Nationwide SAMBA Health Benefit Plan - High Self Plus One443888.14888.14524.63363.51-7.171924.301924.301136.70787.60-15.54
Nationwide SAMBA Health Benefit Plan - Standard Self444323.50326.74244.8681.88-0.04700.92707.94530.53177.41-0.09
Nationwide SAMBA Health Benefit Plan - Standard Self & Family445738.06745.44559.08186.361.851599.131615.121211.34403.784.00
Nationwide SAMBA Health Benefit Plan - Standard Self Plus One446696.28703.25524.63178.62-0.201508.611523.711136.70387.01-0.44

U.S. Office of Personnel Management

1900 E Street, NW, Washington, DC 20415

202-606-1800

Federal Relay Service

Control Panel

Sours: https://www.opm.gov/healthcare-insurance/healthcare/plan-information/plans/premiums/2022/ffs/premium-rates

Plan benefit nalc health

Member benefits

NALC Health Benefit Plan

Stephanie Stewart

Stephanie Stewart

Director, Health Benefit Plan

Stephanie Stewart was appointed to be the Director of the Health benefit Plan by President Rolando in September 2018. Full bio

Since 1950, the NALC Health Benefit Plan (HBP) has provided letter carriers and their families with first-rate health insurance. The NALC’s health plan is a natural choice—as the only health plan owned and operated by letter carriers, it pays particular attention to their health needs. And because NALC HBP is a not-for-profit organization, its only focus is the health of its members.

Though the director of the NALC Health Benefit Plan is a national officer of NALC elected by the same procedures and to the same terms as other officers, the health benefit plan is a separate entity with its own headquarters, located in Ashburn, VA, and a separate HBP website.

Security notice: For your privacy and security, inquiries regarding the NALC Health Benefit Plan should be directed to the HBP, not NALC Headquarters. Contact information is available on the HBP site at the link above.

To go to the NALC Health Benefit Plan website, click here.

Sours: https://www.nalc.org/member-benefits/nalc-health-benefit-plan
How to Pick The Best FEHB Plan

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